You are a take charge person. You like being in the driver’s seat. It’s your life and you want to be sure you get to live it your way.
Perhaps you cared for your parents and want things handled differently when you reach your own elderhood. Maybe you do not have children and wonder who will help you when you need it. Perhaps you do have children and want to have your independence, make your own decisions.
This blog is for those who want to proactively plan for their later years. Check out our monthly posts for thoughts that can help you decide what will work best for you in terms of housing, paying for care, and meeting life’s challenges as you age.
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Who wouldn’t like to make wiser decisions? But wisdom does not come automatically with age. There are things you can do, though, to develop your capacity for wisdom. You don’t have to rely on just the school of hard knocks to cultivate a sage perspective.
Moving in together is becoming an increasingly common housing solution for older adults. Learn about the balance of privacy and togetherness and which features support a positive, long-lasting arrangement.
October 9 is Ageism Awareness Day. Prejudice against older adults is so widespread we often inflict it upon ourselves without even thinking about it. See what you can do to counteract this way of thinking.
September 16 is National Stepfamily Day. This month we look at the issues of blended families when you consider how to divide up the estate fairly between the “new” spouse, first-union children, and any subsequent children born from the new marriage.
If you are thinking of writing a memoir, consider a different approach, one that recounts how you came to hold the values you believe are important in life. Rather than a chronological recounting, it provides a view of you through the lens of the wisdom you have gathered and the lessons learned.
“An ounce of prevention is worth a pound of cure.” Next after that is early detection! Learn about key screening tests that Medicare covers to help you catch problems before they go into full bloom.
Most people are surprised to learn that Medicare pays for only a limited amount of the daily care you are likely to need in your lifetime (about 14%).
Medicare covers only services delivered by medically trained professionals. That means you need to have savings or insurance and rely on a collection of local programs. Or family and friends who may be able to pitch in with labor or funds.
Allowing a stranger into your home can leave you feeling quite vulnerable. It’s important that you trust the individual and the company that does the background checks, verifies training, and puts together the schedule.
You also need to interview each company to find out pricing and minimum number of hours, and to see if they have independent quality ratings.
Choosing an assisted living community, a continuing care retirement community (CCRC), or a memory care facility is a big decision. You want to get unbiased recommendations for a good match from the start.
Your elder care support team will include friends and family, health care providers, and professional advisors. An Aging Life Care Manager can help you select wisely and coordinate these services effectively.
